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One API for mobile money payments in Ethiopia

PawaPay connects Ethiopian businesses to telebirr, CBE Birr and M-Pesa. Collect from your customers and pay out to them in Birr, through a single integration.

telebirr serves 60 million customers, CBE Birr 18 million and M-Pesa Ethiopia 5.7 million. One integration reaches them all.

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No
Chargeback

Say goodbye to chargeback risk and declined credit card transactions. We have zero chargebacks with mobile money.

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Reliable local payments

Process fast, secure telebirr and M-Pesa payments with one API — and manage all payments easily in the PawaPay Dashboard.

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Fast
Settlement

Settle where you want, when you want.
Choose between scheduled settlement or on-request.

Ethiopia in numbers

139 million


people
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60 million


telebirr customers
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5.7 million


M-Pesa customers
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18 million

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CBE Birr customers

ETB 4.19 trillion

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moved through mobile money in a year

Connected to telebirr and M-Pesa,
with further integrations in progress.

PawaPay connects all major wallets through a single API, enabling merchants and services to accept payments from every mobile‑money wallet in the country.

Active mobile money wallets

650,000,000

Total mobile money wallets covered with pawaPay

520,000,000

Connect to all the leading mobile money operators with one single integration

Access mobile money across Ethiopia with one integration

  • Manage all of your mobile money transactions in one place.
  • Full deposit / refund / payout services to your customers.
  • Specialised assistance for regulated industries.

Built for Ethiopia

Licensed by the National Bank

PawaPay Digital Financial Services S.C. is licensed by the National Bank of Ethiopia as a Payment System Operator, and Ethiopian businesses contract with the Ethiopian company.

Collections and payouts in Birr

Birr in, Birr out. Collections and payouts in Birr, to and from the mobile money accounts your customers already use.

Three operators, one API

Three operators, one integration. telebirr, CBE Birr and M-Pesa through a single API, with further integrations in progress.

How it works

Increase your revenue with a safe, trusted and scalable partner.

Get started
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Collections

Accept payments from CBE Birr, telebirr and M-Pesa customers. The customer authorises on their phone and you receive confirmation through the API.

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Payouts

Send money to any telebirr, CBE birr or M-Pesa customer, one at a time or in bulk.

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Refunds

Return a payment to the customer it came from.

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Reporting

Every transaction, balance and statement in the dashboard and through the API.

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