
PawaPay connects Ethiopian businesses to telebirr, CBE Birr and M-Pesa. Collect from your customers and pay out to them in Birr, through a single integration.
telebirr serves 60 million customers, CBE Birr 18 million and M-Pesa Ethiopia 5.7 million. One integration reaches them all.


Say goodbye to chargeback risk and declined credit card transactions. We have zero chargebacks with mobile money.

Process fast, secure telebirr and M-Pesa payments with one API — and manage all payments easily in the PawaPay Dashboard.

Settle where you want, when you want. Choose between scheduled settlement or on-request.

139 million

60 million

5.7 million

18 million

ETB 4.19 trillion

PawaPay connects all major wallets through a single API, enabling merchants and services to accept payments from every mobile‑money wallet in the country.
Active mobile money wallets
Total mobile money wallets covered with pawaPay



PawaPay Digital Financial Services S.C. is licensed by the National Bank of Ethiopia as a Payment System Operator, and Ethiopian businesses contract with the Ethiopian company.
Birr in, Birr out. Collections and payouts in Birr, to and from the mobile money accounts your customers already use.
Three operators, one integration. telebirr, CBE Birr and M-Pesa through a single API, with further integrations in progress.

Accept payments from CBE Birr, telebirr and M-Pesa customers. The customer authorises on their phone and you receive confirmation through the API.

Send money to any telebirr, CBE birr or M-Pesa customer, one at a time or in bulk.

Return a payment to the customer it came from.

Every transaction, balance and statement in the dashboard and through the API.